:root{--ink:#10251f;--forest:#123d32;--moss:#2f6a4f;--cream:#f5f2ea;--sand:#ded5c4;--orange:#f0643b;--gold:#e9b949;--paper:#fffdf8;--muted:#60726a;--line:#d7ded8}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.55 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}header{position:sticky;top:0;z-index:9;background:rgba(255,253,248,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{color:var(--forest);font-weight:850;letter-spacing:-.03em;text-decoration:none;font-size:1.1rem}.brand span{display:block;color:var(--orange);font-size:.6rem;letter-spacing:.15em;text-transform:uppercase}nav{display:flex;align-items:center;gap:22px;font-size:.87rem;font-weight:750}nav a{text-decoration:none}.button{display:inline-flex;align-items:center;justify-content:center;min-height:47px;padding:0 19px;border:0;border-radius:5px;background:var(--orange);color:white;text-decoration:none;font-weight:800;cursor:pointer}.button.small{min-height:40px}.button.ghost{background:transparent;color:var(--forest);border:1px solid var(--forest)}.button.dark{background:var(--forest);min-width:235px}.eyebrow{font-size:.74rem;color:var(--moss);font-weight:850;letter-spacing:.12em;text-transform:uppercase;margin:0 0 12px}.eyebrow.light{color:#bfe0c3}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.045em;line-height:1.04;margin:0}h1{font-size:clamp(3rem,6.1vw,5.4rem)}h1 em{font-style:normal;color:var(--moss)}h2{font-size:clamp(2.25rem,4vw,3.6rem)}h3{font-size:1.7rem}.lede{font-size:1.12rem;max-width:640px;color:#42554d;margin:25px 0}.lede.muted{color:var(--muted)}.hero{padding:84px 0 72px;background:linear-gradient(120deg,var(--paper),#edf1e8)}.hero-grid,.split{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.actions{display:flex;flex-wrap:wrap;gap:12px}.micro{font-size:.82rem;color:var(--muted);margin-top:22px}.signal{padding:30px;border-radius:10px;background:var(--forest);color:#eff6ed;box-shadow:16px 16px 0 var(--sand)}.signal h2{font-size:2rem;color:#fff}.dark-list{margin:27px 0;padding-left:22px}.dark-list li{padding:12px 0;border-top:1px solid rgba(255,255,255,.18);font-weight:620}.text-link{font-weight:800;text-decoration-thickness:1px}.light{color:#eff6ed}section{padding:84px 0}.quote-stack{display:grid;gap:12px}.quote-stack article{background:var(--paper);border-left:4px solid var(--orange);padding:18px 20px}.quote-stack strong{display:block;font-size:1.02rem}.quote-stack span{font-size:.88rem;color:var(--muted);display:block;margin-top:5px}.paper{background:#eae5d9}.resource-grid{margin-top:35px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.resource{min-height:250px;padding:24px;border:1px solid var(--line);background:var(--paper);text-decoration:none;color:var(--ink);display:flex;flex-direction:column;border-radius:7px}.resource.featured{background:var(--forest);color:white}.resource h3{margin:24px 0 11px}.resource p{color:var(--muted);font-size:.92rem;margin:0}.resource.featured p{color:#d7e6da}.resource b{margin-top:auto;color:var(--orange);padding-top:17px}.resource.featured b{color:var(--gold)}.tag{font-size:.7rem;font-weight:850;letter-spacing:.11em;color:var(--moss)}.featured .tag{color:#bfe0c3}.cta-grid{display:flex;align-items:center;justify-content:space-between;gap:50px;color:#fff;background:var(--orange);margin:-84px auto;padding:76px max(20px,calc((100vw - 1160px)/2));width:100vw}.cta-grid h2{max-width:700px}.cta-grid p{max-width:670px;color:#f2e3db}.foot{display:flex;justify-content:space-between;gap:24px;padding:36px 0;color:#bcd2c4;font-size:.84rem}footer{background:#0c211b}.foot a{color:white}.page-hero{padding:75px 0 55px;background:var(--paper)}.page-hero .kicker{max-width:700px}.content{padding:62px 0 88px}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:65px;align-items:start}.content h2{font-size:2.1rem;margin:42px 0 15px}.content h3{font-size:1.5rem;margin:28px 0 10px}.content p,.content li{color:#40534b}.content li{margin:9px 0}.side{position:sticky;top:100px;border:1px solid var(--line);padding:23px;background:var(--paper);border-radius:7px}.side p{font-size:.9rem}.side .button{width:100%;font-size:.88rem}.callout{margin:30px 0;padding:22px 24px;background:#e8f0e9;border-left:4px solid var(--moss)}.callout strong{display:block;margin-bottom:5px}.checklist{padding:0;list-style:none}.checklist li{padding:13px 0 13px 32px;border-bottom:1px solid var(--line);position:relative}.checklist li:before{content:"□";position:absolute;left:2px;color:var(--orange);font-weight:900}.table{width:100%;border-collapse:collapse;margin:22px 0;font-size:.92rem}.table th,.table td{padding:13px;border:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:#eae5d9}.tool{background:var(--forest);color:#fff;padding:70px 0}.tool .lede{color:#d4e5d9}.tool-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:20px;margin-top:30px}.calculator,.result{padding:26px;border-radius:8px}.calculator{background:var(--paper);color:var(--ink)}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:15px;margin-top:20px}label{font-size:.76rem;font-weight:800;color:#3d5048}input,select{display:block;width:100%;margin-top:6px;padding:11px;border:1px solid #bfcac3;border-radius:4px;font:inherit}.result{background:#1d5141}.result p{color:#d3e2d7}.big{font:800 clamp(3rem,6vw,5rem)/.95 Georgia,serif;color:var(--gold);margin:20px 0}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.result-grid div{padding:12px;background:rgba(255,255,255,.1);font-size:.8rem}.result-grid b{display:block;color:#fff;font-size:1.1rem}.note{font-size:.77rem}.formula{font-size:.83rem;color:#d3e2d7;border-top:1px solid rgba(255,255,255,.22);padding-top:18px}@media(max-width:820px){nav a:not(.button){display:none}.hero-grid,.split,.content-grid,.tool-grid{grid-template-columns:1fr;gap:32px}.resource-grid{grid-template-columns:1fr}.cta-grid{display:block;margin:-60px auto;padding:60px 20px}.cta-grid .button{margin-top:20px}.side{position:static}.fields{grid-template-columns:1fr}.wrap{width:min(100% - 32px,1160px)}section{padding:60px 0}.page-hero{padding:60px 0 45px}.content{padding:46px 0 65px}.foot{display:block}.foot div+div{margin-top:14px}}